Function aggregates all pre-processing algorithms for bias mitigation. User passes unified arguments and specifies type to receive transformed data.frame

pre_process_data(data, protected, y, type = "resample_uniform", ...)

Arguments

data

data.frame

protected

factor, protected attribute (sensitive variable) containing information about gender, race etc...

y

numeric, numeric values of predicted variable. 1 should denote favorable outcome.

type

character, type of pre-processing algorithm to be used, one of:

  • resample_uniform

  • resample_preferential

  • reweight

  • disparate_impact_remover

...

other parameters passed to pre-processing algorithms

Value

modified data (data.frame). In case of type = 'reweight' data has feature `_weights_` containing weights that need to be passed to model. In other cases data is ready to be passed as training data to a model.

Examples

data("german")

pre_process_data(german,
  german$Sex,
  as.numeric(german$Risk) - 1,
  type = "disparate_impact_remover",
  features_to_transform = "Age"
)
#>      Risk    Sex Job Housing Saving.accounts Checking.account Credit.amount
#> 1    good   male   2     own       not_known           little          1169
#> 2     bad female   2     own          little         moderate          5951
#> 3    good   male   1     own          little        not_known          2096
#> 4    good   male   2    free          little           little          7882
#> 5     bad   male   2    free          little           little          4870
#> 6    good   male   1    free       not_known        not_known          9055
#> 7    good   male   2     own      quite rich        not_known          2835
#> 8    good   male   3    rent          little         moderate          6948
#> 9    good   male   1     own            rich        not_known          3059
#> 10    bad   male   3     own          little         moderate          5234
#> 11    bad female   2    rent          little         moderate          1295
#> 12    bad female   2    rent          little           little          4308
#> 13   good female   2     own          little         moderate          1567
#> 14    bad   male   1     own          little           little          1199
#> 15   good female   2    rent          little           little          1403
#> 16    bad female   1     own        moderate           little          1282
#> 17   good   male   2     own       not_known        not_known          2424
#> 18   good   male   2     own       not_known           little          8072
#> 19    bad female   3    free          little         moderate         12579
#> 20   good   male   2     own      quite rich        not_known          3430
#> 21   good   male   2     own          little        not_known          2134
#> 22   good   male   2    rent      quite rich           little          2647
#> 23   good   male   1    rent          little           little          2241
#> 24   good   male   2     own        moderate         moderate          1804
#> 25   good   male   2     own       not_known        not_known          2069
#> 26   good   male   1     own          little           little          1374
#> 27   good   male   1     own          little        not_known           426
#> 28   good female   2    rent            rich             rich           409
#> 29   good   male   2     own          little         moderate          2415
#> 30    bad   male   2     own          little           little          6836
#> 31   good   male   2     own            rich         moderate          1913
#> 32   good   male   2     own          little           little          4020
#> 33   good   male   2     own        moderate         moderate          5866
#> 34   good   male   1    rent       not_known        not_known          1264
#> 35   good female   3     own          little             rich          1474
#> 36    bad   male   1     own          little         moderate          4746
#> 37   good   male   2    free          little        not_known          6110
#> 38    bad   male   2     own          little             rich          2100
#> 39   good   male   2     own          little             rich          1225
#> 40   good   male   2     own          little         moderate           458
#> 41   good   male   3     own      quite rich        not_known          2333
#> 42   good   male   2     own      quite rich         moderate          1158
#> 43   good   male   1     own          little         moderate          6204
#> 44   good   male   2    rent        moderate           little          6187
#> 45    bad female   1    free          little           little          6143
#> 46   good female   3     own          little        not_known          1393
#> 47   good   male   2     own      quite rich        not_known          2299
#> 48   good female   0    rent      quite rich           little          1352
#> 49   good   male   1     own          little        not_known          7228
#> 50   good female   2     own        moderate        not_known          2073
#> 51   good   male   1     own       not_known         moderate          2333
#> 52   good   male   3     own          little         moderate          5965
#> 53   good   male   2     own          little        not_known          1262
#> 54   good   male   2     own       not_known        not_known          3378
#> 55    bad   male   2    free          little         moderate          2225
#> 56   good   male   1     own       not_known        not_known           783
#> 57    bad   male   3     own       not_known         moderate          6468
#> 58   good female   2     own          little        not_known          9566
#> 59   good female   3     own          little             rich          1961
#> 60    bad female   1    rent          little           little          6229
#> 61   good   male   2     own          little         moderate          1391
#> 62   good   male   2     own       not_known         moderate          1537
#> 63    bad   male   3    free          little         moderate          1953
#> 64    bad   male   2     own          little         moderate         14421
#> 65   good female   2     own          little        not_known          3181
#> 66   good   male   2     own       not_known        not_known          5190
#> 67   good female   2     own          little        not_known          2171
#> 68   good   male   2     own            rich         moderate          1007
#> 69    bad   male   2    free          little        not_known          1819
#> 70   good female   2     own       not_known        not_known          2394
#> 71   good female   2     own          little        not_known          8133
#> 72   good   male   1    rent       not_known        not_known           730
#> 73   good   male   3    free          little           little          1164
#> 74   good female   1     own          little         moderate          5954
#> 75    bad   male   3     own       not_known           little          1977
#> 76   good   male   3    free          little           little          1526
#> 77    bad   male   2     own          little           little          3965
#> 78   good   male   2     own          little         moderate          4771
#> 79   good   male   1     own       not_known        not_known          9436
#> 80   good   male   2     own          little         moderate          3832
#> 81    bad female   2     own       not_known        not_known          5943
#> 82   good   male   2     own      quite rich        not_known          1213
#> 83   good female   1    rent        moderate        not_known          1568
#> 84   good female   1     own          little           little          1755
#> 85   good   male   1     own          little           little          2315
#> 86   good female   3     own          little        not_known          1412
#> 87   good female   2     own          little         moderate          1295
#> 88    bad   male   2    free        moderate         moderate         12612
#> 89   good   male   3     own        moderate           little          2249
#> 90    bad   male   2     own          little           little          1108
#> 91   good   male   2     own          little        not_known           618
#> 92   good   male   2     own          little           little          1409
#> 93    bad female   1     own       not_known        not_known           797
#> 94   good   male   2    rent       not_known             rich          3617
#> 95   good   male   2     own            rich         moderate          1318
#> 96    bad   male   2    rent          little         moderate         15945
#> 97   good female   2     own       not_known        not_known          2012
#> 98   good   male   2     own        moderate         moderate          2622
#> 99   good   male   2     own          little         moderate          2337
#> 100  good   male   3    rent       not_known         moderate          7057
#> 101  good   male   1    rent        moderate        not_known          1469
#> 102  good   male   2    rent          little         moderate          2323
#> 103  good female   2     own          little        not_known           932
#> 104  good   male   2    rent          little         moderate          1919
#> 105  good   male   2    rent       not_known        not_known          2445
#> 106   bad   male   3     own          little         moderate         11938
#> 107   bad   male   3     own          little        not_known          6458
#> 108  good   male   2     own          little         moderate          6078
#> 109  good female   2     own       not_known           little          7721
#> 110  good   male   2     own      quite rich         moderate          1410
#> 111  good   male   2     own        moderate         moderate          1449
#> 112  good female   2    rent          little             rich           392
#> 113  good   male   1    rent          little         moderate          6260
#> 114   bad female   2     own          little        not_known          7855
#> 115  good   male   2     own      quite rich           little          1680
#> 116  good   male   2     own       not_known        not_known          3578
#> 117   bad female   3     own       not_known           little          7174
#> 118  good female   2    rent       not_known           little          2132
#> 119   bad female   2     own      quite rich           little          4281
#> 120  good   male   3     own      quite rich         moderate          2366
#> 121   bad female   2     own          little           little          1835
#> 122  good female   3    rent          little        not_known          3868
#> 123  good   male   1    rent          little        not_known          1768
#> 124  good   male   2    free          little             rich           781
#> 125   bad female   2    rent       not_known         moderate          1924
#> 126  good   male   2     own          little           little          2121
#> 127  good   male   1     own          little           little           701
#> 128   bad   male   2     own          little         moderate           639
#> 129  good   male   3     own          little         moderate          1860
#> 130   bad female   2     own          little           little          3499
#> 131  good female   2     own       not_known         moderate          8487
#> 132   bad   male   2     own          little           little          6887
#> 133  good   male   1     own          little        not_known          2708
#> 134  good   male   2    free          little        not_known          1984
#> 135  good female   2     own        moderate        not_known         10144
#> 136  good female   2     own       not_known        not_known          1240
#> 137  good   male   2     own            rich        not_known          8613
#> 138   bad   male   1     own      quite rich         moderate           766
#> 139  good   male   2     own       not_known         moderate          2728
#> 140  good female   1    rent          little             rich          1881
#> 141  good   male   0     own            rich             rich           709
#> 142  good female   3     own          little         moderate          4795
#> 143  good   male   3     own          little           little          3416
#> 144   bad   male   2     own          little           little          2462
#> 145  good female   2     own          little        not_known          2288
#> 146  good   male   2     own        moderate         moderate          3566
#> 147  good female   2     own          little           little           860
#> 148  good female   2     own        moderate        not_known           682
#> 149  good   male   2     own          little           little          5371
#> 150  good   male   2     own            rich        not_known          1582
#> 151  good   male   2    free        moderate        not_known          1346
#> 152  good   male   2     own          little        not_known          1924
#> 153  good   male   2     own          little             rich          5848
#> 154  good female   2    rent            rich         moderate          7758
#> 155  good   male   3    rent        moderate         moderate          6967
#> 156   bad female   2    rent          little           little          1282
#> 157  good   male   2     own        moderate           little          1288
#> 158  good   male   1     own          little           little           339
#> 159  good   male   2     own        moderate         moderate          3512
#> 160  good   male   1     own       not_known        not_known          1898
#> 161  good   male   2     own        moderate        not_known          2872
#> 162  good female   2     own          little        not_known          1055
#> 163  good   male   2     own      quite rich        not_known          1262
#> 164  good   male   3    free          little         moderate          7308
#> 165  good   male   2     own      quite rich        not_known           909
#> 166  good   male   2     own      quite rich        not_known          2978
#> 167   bad female   2     own          little           little          1131
#> 168  good female   2     own            rich         moderate          1577
#> 169  good female   2    rent          little        not_known          3972
#> 170   bad   male   2     own          little         moderate          1935
#> 171   bad   male   2    rent          little           little           950
#> 172  good female   2     own          little        not_known           763
#> 173   bad female   3     own          little         moderate          2064
#> 174  good   male   2     own          little         moderate          1414
#> 175   bad   male   2     own          little           little          3414
#> 176   bad female   3     own       not_known        not_known          7485
#> 177  good   male   2     own          little           little          2577
#> 178  good   male   2     own      quite rich           little           338
#> 179  good   male   3    rent          little        not_known          1963
#> 180  good   male   2     own          little           little           571
#> 181   bad   male   2     own          little        not_known          9572
#> 182   bad   male   3     own          little         moderate          4455
#> 183   bad   male   1     own       not_known           little          1647
#> 184  good   male   2     own            rich        not_known          3777
#> 185   bad   male   2     own          little         moderate           884
#> 186  good   male   2     own          little        not_known          1360
#> 187   bad female   3    free          little         moderate          5129
#> 188  good   male   0    free          little         moderate          1175
#> 189   bad   male   2     own        moderate           little           674
#> 190  good female   2     own          little         moderate          3244
#> 191   bad   male   3     own            rich        not_known          4591
#> 192   bad   male   1    free        moderate         moderate          3844
#> 193   bad   male   2     own          little         moderate          3915
#> 194  good   male   2    rent          little        not_known          2108
#> 195   bad   male   2    rent        moderate         moderate          3031
#> 196   bad female   3     own          little         moderate          1501
#> 197  good female   2     own          little        not_known          1382
#> 198   bad female   2    rent        moderate         moderate           951
#> 199  good   male   2    free       not_known         moderate          2760
#> 200   bad   male   3     own          little         moderate          4297
#> 201  good   male   2     own      quite rich        not_known           936
#> 202  good   male   1     own          little           little          1168
#> 203  good   male   2     own          little        not_known          5117
#> 204   bad   male   2    rent          little           little           902
#> 205  good   male   1     own          little        not_known          1495
#> 206  good   male   3    free          little           little         10623
#> 207  good   male   2     own          little        not_known          1935
#> 208  good   male   2     own          little         moderate          1424
#> 209  good   male   1     own          little           little          6568
#> 210  good   male   2     own            rich        not_known          1413
#> 211  good   male   2     own       not_known        not_known          3074
#> 212  good female   1     own       not_known        not_known          3835
#> 213   bad   male   2     own          little           little          5293
#> 214   bad   male   3     own          little             rich          1908
#> 215  good   male   2     own       not_known        not_known          3342
#> 216  good female   1     own       not_known         moderate           932
#> 217  good   male   2     own          little           little          3104
#> 218  good   male   2     own          little             rich          3913
#> 219  good   male   1    rent          little           little          3021
#> 220  good female   2     own          little        not_known          1364
#> 221  good   male   1     own          little         moderate           625
#> 222  good female   2    rent       not_known           little          1200
#> 223  good   male   2     own          little        not_known           707
#> 224  good   male   2     own       not_known        not_known          2978
#> 225  good   male   2     own          little        not_known          4657
#> 226  good   male   2     own          little        not_known          2613
#> 227   bad   male   2     own            rich         moderate         10961
#> 228   bad   male   3    free          little           little          7865
#> 229   bad   male   2     own          little        not_known          1478
#> 230  good   male   2    free          little           little          3149
#> 231   bad   male   2     own          little             rich          4210
#> 232  good   male   1    free      quite rich        not_known          2507
#> 233  good   male   2     own        moderate        not_known          2141
#> 234  good   male   1     own          little         moderate           866
#> 235  good   male   1     own          little        not_known          1544
#> 236   bad   male   3     own          little           little          1823
#> 237   bad   male   0     own       not_known         moderate         14555
#> 238   bad   male   1    rent        moderate         moderate          2767
#> 239  good female   2     own          little        not_known          1291
#> 240  good   male   2     own          little           little          2522
#> 241   bad female   2     own       not_known           little           915
#> 242  good   male   2     own          little        not_known          1595
#> 243   bad   male   2    free          little           little          4605
#> 244  good female   2     own          little        not_known          1185
#> 245  good female   1     own      quite rich        not_known          3447
#> 246  good   male   2     own          little        not_known          1258
#> 247  good   male   2     own          little        not_known           717
#> 248  good   male   2    rent        moderate        not_known          1204
#> 249  good   male   2     own          little             rich          1925
#> 250   bad female   2    rent          little        not_known           433
#> 251  good female   1     own            rich           little           666
#> 252  good female   1     own          little             rich          2251
#> 253   bad female   2     own          little         moderate          2150
#> 254  good   male   2     own        moderate        not_known          4151
#> 255  good   male   2     own       not_known         moderate          2030
#> 256  good   male   1     own       not_known         moderate          7418
#> 257  good   male   1     own          little        not_known          2684
#> 258   bad   male   2    free          little           little          2149
#> 259  good female   2     own        moderate        not_known          3812
#> 260  good female   1     own        moderate        not_known          1154
#> 261  good   male   2     own          little           little          1657
#> 262  good female   2     own          little           little          1603
#> 263  good   male   3    free          little           little          5302
#> 264  good female   1    free          little        not_known          2748
#> 265  good   male   1     own          little        not_known          1231
#> 266   bad   male   2     own          little         moderate           802
#> 267  good   male   2     own       not_known        not_known          6304
#> 268  good female   2     own          little        not_known          1533
#> 269   bad   male   3     own          little           little          8978
#> 270  good   male   2     own       not_known        not_known           999
#> 271  good   male   2     own       not_known        not_known          2662
#> 272  good female   2    rent      quite rich        not_known          1402
#> 273  good   male   3    free       not_known         moderate         12169
#> 274   bad   male   2     own          little         moderate          3060
#> 275   bad   male   1     own          little           little         11998
#> 276  good   male   2     own          little        not_known          2697
#> 277  good female   2     own          little        not_known          2404
#> 278  good   male   1     own       not_known           little          1262
#> 279   bad female   2     own          little        not_known          4611
#> 280  good   male   3    rent        moderate        not_known          1901
#> 281  good   male   2    rent            rich        not_known          3368
#> 282  good   male   2     own          little        not_known          1574
#> 283  good   male   1     own       not_known             rich          1445
#> 284  good   male   2     own       not_known        not_known          1520
#> 285  good   male   2     own        moderate         moderate          3878
#> 286  good female   1     own          little           little         10722
#> 287  good   male   2     own          little           little          4788
#> 288  good   male   3    free        moderate         moderate          7582
#> 289  good female   2     own          little         moderate          1092
#> 290   bad   male   2     own          little           little          1024
#> 291  good   male   2     own          little        not_known          1076
#> 292   bad   male   3    rent          little         moderate          9398
#> 293  good female   3    free          little           little          6419
#> 294  good   male   2    free          little             rich          4796
#> 295  good   male   3     own       not_known        not_known          7629
#> 296   bad female   2     own          little         moderate          9960
#> 297  good female   2    rent       not_known        not_known          4675
#> 298  good   male   1     own       not_known        not_known          1287
#> 299  good   male   2     own          little        not_known          2515
#> 300  good   male   2     own            rich         moderate          2745
#> 301  good female   0     own          little        not_known           672
#> 302   bad female   2     own          little         moderate          3804
#> 303   bad   male   1     own       not_known             rich          1344
#> 304  good   male   2     own          little           little          1038
#> 305   bad   male   2    free      quite rich        not_known         10127
#> 306  good   male   2     own            rich        not_known          1543
#> 307  good female   1    rent       not_known        not_known          4811
#> 308   bad   male   1     own        moderate           little           727
#> 309   bad female   2     own          little         moderate          1237
#> 310  good   male   1    rent          little         moderate           276
#> 311  good   male   0    free       not_known         moderate          5381
#> 312  good   male   2     own        moderate        not_known          5511
#> 313  good female   2     own          little             rich          3749
#> 314   bad   male   1     own          little         moderate           685
#> 315  good   male   1     own       not_known             rich          1494
#> 316   bad   male   2     own          little           little          2746
#> 317  good   male   1     own          little           little           708
#> 318  good female   1     own       not_known         moderate          4351
#> 319  good   male   2     own          little        not_known           701
#> 320  good female   1     own          little           little          3643
#> 321   bad   male   3     own          little         moderate          4249
#> 322   bad   male   2     own          little           little          1938
#> 323  good   male   3    free          little           little          2910
#> 324  good   male   2     own            rich           little          2659
#> 325  good female   2     own          little        not_known          1028
#> 326  good   male   1     own          little           little          3398
#> 327  good   male   2    rent       not_known        not_known          5801
#> 328  good female   2     own            rich        not_known          1525
#> 329  good   male   2     own          little             rich          4473
#> 330  good   male   2     own          little         moderate          1068
#> 331  good   male   3    free          little           little          6615
#> 332   bad female   2     own        moderate        not_known          1864
#> 333   bad female   3     own        moderate         moderate          7408
#> 334   bad female   1    rent        moderate        not_known         11590
#> 335   bad   male   2    rent          little           little          4110
#> 336   bad   male   3    rent          little           little          3384
#> 337  good female   1     own          little         moderate          2101
#> 338   bad female   2    rent       not_known           little          1275
#> 339  good   male   2     own          little           little          4169
#> 340  good   male   1     own          little         moderate          1521
#> 341  good female   2    free          little         moderate          5743
#> 342  good female   1    rent          little           little          3599
#> 343  good   male   2    rent      quite rich         moderate          3213
#> 344  good   male   3     own          little         moderate          4439
#> 345  good   male   1     own          little             rich          3949
#> 346  good female   1     own          little        not_known          1459
#> 347  good   male   2     own          little         moderate           882
#> 348  good female   0    rent      quite rich         moderate          3758
#> 349  good   male   1     own        moderate        not_known          1743
#> 350   bad   male   2    free            rich         moderate          1136
#> 351  good female   2    rent          little        not_known          1236
#> 352   bad female   2     own          little         moderate           959
#> 353  good   male   3     own       not_known        not_known          3229
#> 354   bad   male   2    rent          little           little          6199
#> 355  good   male   2    free      quite rich        not_known           727
#> 356   bad   male   1     own          little         moderate          1246
#> 357  good   male   2     own       not_known        not_known          2331
#> 358   bad   male   3     own          little        not_known          4463
#> 359  good   male   2     own          little        not_known           776
#> 360   bad female   2    rent          little           little          2406
#> 361  good   male   2    free       not_known         moderate          1239
#> 362  good   male   3     own       not_known             rich          3399
#> 363  good female   2     own          little             rich          2247
#> 364  good   male   2    rent          little        not_known          1766
#> 365   bad   male   0     own          little           little          2473
#> 366  good   male   2     own          little        not_known          1542
#> 367  good   male   2     own          little        not_known          3850
#> 368  good female   2    rent          little           little          3650
#> 369   bad   male   2     own          little           little          3446
#> 370  good female   2    rent          little         moderate          3001
#> 371  good   male   2     own       not_known        not_known          3079
#> 372  good   male   2     own          little        not_known          6070
#> 373  good female   2    rent          little        not_known          2146
#> 374  good   male   3    free       not_known        not_known         13756
#> 375   bad female   3    free        moderate         moderate         14782
#> 376   bad female   2    rent          little           little          7685
#> 377  good   male   2     own          little        not_known          2320
#> 378  good   male   2    free       not_known        not_known           846
#> 379   bad   male   3    free          little         moderate         14318
#> 380  good female   1     own        moderate        not_known           362
#> 381  good   male   2     own       not_known           little          2212
#> 382   bad female   3    free          little         moderate         12976
#> 383  good female   2    rent       not_known        not_known          1283
#> 384  good   male   2     own          little             rich          1330
#> 385  good   male   1     own        moderate        not_known          4272
#> 386  good female   2     own          little        not_known          2238
#> 387  good female   2    rent       not_known        not_known          1126
#> 388  good   male   3     own          little         moderate          7374
#> 389  good   male   2     own      quite rich         moderate          2326
#> 390  good female   2     own          little        not_known          1449
#> 391  good   male   3     own          little        not_known          1820
#> 392  good female   1    rent            rich         moderate           983
#> 393  good   male   3    free          little           little          3249
#> 394  good female   2     own          little           little          1957
#> 395  good   male   3     own          little        not_known          2406
#> 396  good   male   2    rent        moderate         moderate         11760
#> 397  good female   3    free          little           little          2578
#> 398  good   male   2     own          little           little          2348
#> 399   bad   male   2    rent          little         moderate          1223
#> 400  good female   1     own            rich        not_known          1516
#> 401  good   male   2     own          little        not_known          1473
#> 402  good   male   2     own       not_known         moderate          1887
#> 403   bad   male   2     own          little        not_known          8648
#> 404  good   male   1     own          little        not_known           802
#> 405  good   male   2     own       not_known         moderate          2899
#> 406   bad   male   2     own          little         moderate          2039
#> 407  good   male   2     own       not_known        not_known          2197
#> 408  good   male   2     own          little           little          1053
#> 409  good   male   3     own      quite rich        not_known          3235
#> 410   bad   male   2     own      quite rich             rich           939
#> 411  good female   2     own          little         moderate          1967
#> 412  good   male   3     own          little        not_known          7253
#> 413   bad   male   3     own          little        not_known          2292
#> 414  good   male   1    rent      quite rich        not_known          1597
#> 415   bad female   2     own       not_known           little          1381
#> 416  good   male   2     own          little        not_known          5842
#> 417   bad   male   1     own          little           little          2579
#> 418  good female   2    rent       not_known           little          8471
#> 419  good female   3     own      quite rich        not_known          2782
#> 420   bad female   2     own       not_known         moderate          1042
#> 421  good female   2    rent            rich        not_known          3186
#> 422  good   male   2     own       not_known         moderate          2028
#> 423  good   male   1     own          little         moderate           958
#> 424  good   male   3     own        moderate        not_known          1591
#> 425   bad female   2     own       not_known         moderate          2762
#> 426  good   male   2    rent          little         moderate          2779
#> 427  good   male   2     own          little        not_known          2743
#> 428  good   male   2     own            rich        not_known          1149
#> 429  good   male   2     own          little        not_known          1313
#> 430   bad female   0    free          little           little          1190
#> 431  good   male   1     own          little        not_known          3448
#> 432   bad   male   3     own          little         moderate         11328
#> 433  good   male   3    free          little           little          1872
#> 434  good   male   2     own          little        not_known          2058
#> 435  good   male   2     own          little           little          2136
#> 436   bad   male   2     own       not_known         moderate          1484
#> 437  good   male   1    rent      quite rich        not_known           660
#> 438  good female   2     own            rich        not_known          1287
#> 439  good   male   0     own          little           little          3394
#> 440   bad female   0     own          little             rich           609
#> 441  good   male   3     own          little        not_known          1884
#> 442  good female   2     own          little           little          1620
#> 443  good   male   2     own          little         moderate          2629
#> 444   bad   male   1     own          little        not_known           719
#> 445   bad female   3     own          little         moderate          5096
#> 446  good female   1    rent       not_known        not_known          1244
#> 447   bad female   2     own          little           little          1842
#> 448  good   male   2     own          little         moderate          2576
#> 449  good female   3     own       not_known             rich          1424
#> 450   bad   male   2     own            rich         moderate          1512
#> 451  good   male   3     own       not_known        not_known         11054
#> 452  good female   2     own          little        not_known           518
#> 453  good   male   2     own          little        not_known          2759
#> 454  good   male   3     own          little        not_known          2670
#> 455   bad   male   2     own          little           little          4817
#> 456  good female   3     own          little        not_known          2679
#> 457  good   male   2    rent          little           little          3905
#> 458   bad   male   2    free          little           little          3386
#> 459  good female   2     own          little           little           343
#> 460  good   male   2     own          little        not_known          4594
#> 461  good   male   2     own          little           little          3620
#> 462  good   male   2     own          little           little          1721
#> 463  good female   3    rent          little         moderate          3017
#> 464  good   male   2     own       not_known         moderate           754
#> 465  good   male   2     own          little        not_known          1950
#> 466  good   male   2     own          little           little          2924
#> 467   bad female   1    rent          little           little          1659
#> 468  good   male   2     own       not_known        not_known          7238
#> 469  good female   2     own          little        not_known          2764
#> 470  good   male   1     own          little        not_known          4679
#> 471   bad   male   2    rent        moderate         moderate          3092
#> 472   bad female   2     own          little           little           448
#> 473   bad   male   1     own          little           little           654
#> 474  good   male   3     own       not_known        not_known          1238
#> 475   bad   male   2     own          little         moderate          1245
#> 476   bad female   2    rent          little           little          3114
#> 477  good   male   2     own      quite rich        not_known          2569
#> 478  good   male   2     own          little             rich          5152
#> 479  good   male   1     own        moderate         moderate          1037
#> 480  good   male   2     own          little           little          1478
#> 481  good female   1     own          little         moderate          3573
#> 482  good   male   2     own          little         moderate          1201
#> 483  good female   2    rent            rich           little          3622
#> 484  good female   2     own            rich        not_known           960
#> 485  good   male   2     own      quite rich        not_known          1163
#> 486   bad   male   3     own          little         moderate          1209
#> 487  good   male   2     own          little        not_known          3077
#> 488  good female   2    free          little        not_known          3757
#> 489  good   male   1    rent        moderate        not_known          1418
#> 490  good   male   2    rent          little        not_known          3518
#> 491  good   male   2     own          little        not_known          1934
#> 492   bad female   3    free          little         moderate          8318
#> 493  good female   2     own        moderate        not_known          1237
#> 494  good   male   2     own       not_known         moderate           368
#> 495  good   male   1    rent          little           little          2122
#> 496   bad   male   2     own       not_known           little          2996
#> 497   bad   male   3    rent        moderate         moderate          9034
#> 498  good   male   2     own          little        not_known          1585
#> 499  good   male   1     own          little         moderate          1301
#> 500  good   male   2     own        moderate             rich          1323
#> 501   bad female   2     own          little           little          3123
#> 502  good   male   2    free          little           little          5493
#> 503  good   male   2     own        moderate             rich          1126
#> 504   bad   male   2     own        moderate         moderate          1216
#> 505   bad female   2    rent          little           little          1207
#> 506   bad   male   1     own       not_known        not_known          1309
#> 507  good   male   2     own      quite rich             rich          2360
#> 508   bad   male   3     own        moderate         moderate          6850
#> 509  good   male   2     own          little        not_known          1413
#> 510  good   male   3     own        moderate        not_known          8588
#> 511   bad   male   2     own          little           little           759
#> 512  good   male   3    free          little        not_known          4686
#> 513  good   male   2    rent          little             rich          2687
#> 514  good   male   2    rent          little         moderate           585
#> 515  good   male   2     own       not_known        not_known          2255
#> 516  good female   2     own          little           little           609
#> 517  good   male   1     own          little           little          1361
#> 518   bad female   2    rent          little        not_known          7127
#> 519  good   male   2     own        moderate           little          1203
#> 520  good   male   2    free       not_known        not_known           700
#> 521  good   male   2    free          little        not_known          5507
#> 522   bad female   2     own          little           little          3190
#> 523   bad   male   2    free          little           little          7119
#> 524  good female   2     own        moderate        not_known          3488
#> 525  good female   1     own          little         moderate          1113
#> 526  good   male   2     own          little         moderate          7966
#> 527  good female   2     own        moderate        not_known          1532
#> 528  good   male   1     own          little        not_known          1503
#> 529   bad   male   2    rent          little           little          2302
#> 530  good   male   1     own          little           little           662
#> 531  good   male   2     own          little         moderate          2273
#> 532   bad female   2    rent        moderate         moderate          2631
#> 533  good   male   2    rent          little        not_known          1503
#> 534  good   male   2     own        moderate        not_known          1311
#> 535  good   male   2     own       not_known        not_known          3105
#> 536   bad   male   2    rent          little             rich          2319
#> 537  good female   3     own       not_known           little          1374
#> 538  good female   2     own          little         moderate          3612
#> 539   bad   male   3    free          little           little          7763
#> 540  good female   1     own          little             rich          3049
#> 541   bad   male   2    rent          little         moderate          1534
#> 542  good   male   2    free          little        not_known          2032
#> 543   bad   male   2     own       not_known           little          6350
#> 544   bad   male   1     own          little             rich          2864
#> 545  good   male   1     own          little        not_known          1255
#> 546   bad   male   2    free          little           little          1333
#> 547  good female   2     own          little        not_known          2022
#> 548  good   male   2     own          little        not_known          1552
#> 549   bad female   1     own          little           little           626
#> 550  good   male   2    free       not_known        not_known          8858
#> 551  good female   2     own       not_known        not_known           996
#> 552  good   male   1     own      quite rich        not_known          1750
#> 553   bad   male   2     own          little           little          6999
#> 554  good   male   2     own        moderate         moderate          1995
#> 555  good female   3     own          little         moderate          1199
#> 556   bad   male   2     own          little         moderate          1331
#> 557   bad female   2     own        moderate         moderate          2278
#> 558   bad female   2     own       not_known        not_known          5003
#> 559   bad   male   2     own          little           little          3552
#> 560   bad   male   1     own          little         moderate          1928
#> 561  good   male   2    free       not_known           little          2964
#> 562   bad   male   1    rent          little           little          1546
#> 563  good female   2     own          little             rich           683
#> 564   bad   male   2    free       not_known         moderate         12389
#> 565  good   male   3     own       not_known         moderate          4712
#> 566  good female   2    rent        moderate         moderate          1553
#> 567   bad   male   2     own          little           little          1372
#> 568  good   male   2     own            rich        not_known          2578
#> 569  good   male   2     own       not_known         moderate          3979
#> 570   bad female   2     own          little           little          6758
#> 571   bad female   1    rent          little           little          3234
#> 572  good   male   2     own          little        not_known          5954
#> 573  good female   3    rent       not_known        not_known          5433
#> 574  good female   1     own          little           little           806
#> 575  good   male   1     own          little         moderate          1082
#> 576  good female   2     own          little        not_known          2788
#> 577  good female   2     own          little         moderate          2930
#> 578  good female   2     own       not_known        not_known          1927
#> 579   bad   male   2     own          little         moderate          2820
#> 580  good   male   1     own          little        not_known           937
#> 581   bad   male   2     own          little         moderate          1056
#> 582  good   male   1     own          little         moderate          3124
#> 583  good female   2    rent          little        not_known          1388
#> 584   bad   male   1    rent          little         moderate          2384
#> 585  good female   3    free       not_known        not_known          2133
#> 586   bad female   2    rent          little           little          2039
#> 587  good   male   2    rent          little           little          2799
#> 588  good   male   1     own          little           little          1289
#> 589   bad   male   1     own          little           little          1217
#> 590   bad   male   2     own          little           little          2246
#> 591  good female   1     own          little           little           385
#> 592  good female   2    rent       not_known         moderate          1965
#> 593  good female   1     own            rich        not_known          1572
#> 594   bad female   1    rent          little         moderate          2718
#> 595   bad   male   3     own       not_known           little          1358
#> 596   bad female   1     own        moderate         moderate           931
#> 597   bad female   2    rent          little           little          1442
#> 598   bad   male   1     own          little         moderate          4241
#> 599   bad   male   2     own          little        not_known          2775
#> 600  good   male   2    free          little        not_known          3863
#> 601  good female   2     own          little         moderate          2329
#> 602   bad female   2     own          little         moderate           918
#> 603   bad female   1    free          little         moderate          1837
#> 604   bad female   3     own          little        not_known          3349
#> 605  good female   2     own          little             rich          1275
#> 606  good   male   2     own      quite rich           little          2828
#> 607  good   male   3     own          little        not_known          4526
#> 608   bad female   2    free        moderate         moderate          2671
#> 609  good   male   2     own          little        not_known          2051
#> 610  good   male   2    free       not_known        not_known          1300
#> 611   bad female   2     own        moderate           little           741
#> 612   bad female   1    free        moderate             rich          1240
#> 613  good female   2     own            rich           little          3357
#> 614  good female   2    rent          little           little          3632
#> 615   bad female   2     own          little        not_known          1808
#> 616  good   male   3     own       not_known         moderate         12204
#> 617  good   male   3    free       not_known         moderate          9157
#> 618  good   male   2    rent          little           little          3676
#> 619   bad female   2    rent        moderate         moderate          3441
#> 620  good   male   1     own          little        not_known           640
#> 621  good   male   2     own          little         moderate          3652
#> 622   bad   male   2     own          little        not_known          1530
#> 623   bad   male   2     own       not_known        not_known          3914
#> 624  good female   2    rent          little           little          1858
#> 625   bad   male   2    free          little           little          2600
#> 626  good   male   2     own       not_known        not_known          1979
#> 627  good   male   2     own          little             rich          2116
#> 628   bad   male   2     own        moderate         moderate          1437
#> 629  good   male   2     own      quite rich        not_known          4042
#> 630  good   male   1     own       not_known        not_known          3832
#> 631  good female   2     own          little           little          3660
#> 632   bad   male   2     own          little           little          1553
#> 633  good   male   2     own       not_known         moderate          1444
#> 634   bad female   2    rent          little        not_known          1980
#> 635   bad female   1     own          little         moderate          1355
#> 636  good   male   2     own          little        not_known          1393
#> 637  good female   2     own      quite rich        not_known          1376
#> 638  good   male   2     own          little        not_known         15653
#> 639  good female   2     own          little        not_known          1493
#> 640   bad   male   2     own          little           little          4370
#> 641   bad female   0     own          little           little           750
#> 642  good   male   1     own          little         moderate          1308
#> 643   bad   male   3     own        moderate        not_known          4623
#> 644  good   male   2     own          little        not_known          1851
#> 645  good   male   3     own          little           little          1880
#> 646   bad   male   2    rent       not_known        not_known          7980
#> 647  good   male   2     own          little           little          4583
#> 648   bad female   2     own      quite rich        not_known          1386
#> 649   bad   male   2    free          little             rich           947
#> 650   bad   male   1    rent          little           little           684
#> 651  good   male   3    free          little           little          7476
#> 652   bad   male   1     own          little         moderate          1922
#> 653   bad   male   2     own          little           little          2303
#> 654   bad   male   3     own        moderate         moderate          8086
#> 655  good   male   2     own          little        not_known          2346
#> 656  good   male   2    free          little           little          3973
#> 657   bad   male   1     own          little         moderate           888
#> 658  good   male   2     own       not_known        not_known         10222
#> 659  good female   2     own          little         moderate          4221
#> 660  good   male   2     own          little         moderate          6361
#> 661  good   male   2    rent          little             rich          1297
#> 662   bad   male   2     own       not_known           little           900
#> 663  good   male   2     own          little        not_known          2241
#> 664  good   male   3     own          little         moderate          1050
#> 665  good female   1     own          little             rich          1047
#> 666  good   male   3     own          little        not_known          6314
#> 667  good   male   2     own            rich         moderate          3496
#> 668  good female   2     own          little        not_known          3609
#> 669   bad   male   2    rent          little           little          4843
#> 670  good   male   2     own          little             rich          3017
#> 671  good   male   1     own        moderate        not_known          4139
#> 672  good   male   2     own        moderate        not_known          5742
#> 673  good   male   3     own          little        not_known         10366
#> 674  good   male   2     own      quite rich        not_known          2080
#> 675   bad   male   1     own      quite rich        not_known          2580
#> 676  good female   3    rent          little        not_known          4530
#> 677  good   male   2     own          little        not_known          5150
#> 678   bad   male   2     own        moderate         moderate          5595
#> 679  good   male   1    rent          little           little          2384
#> 680  good female   2     own          little        not_known          1453
#> 681  good female   2     own          little        not_known          1538
#> 682  good   male   2    free       not_known        not_known          2279
#> 683  good   male   2     own          little        not_known          1478
#> 684  good   male   2    free          little        not_known          5103
#> 685  good   male   1     own        moderate         moderate          9857
#> 686  good   male   2    free       not_known        not_known          6527
#> 687  good   male   2     own       not_known             rich          1347
#> 688  good   male   2    free        moderate         moderate          2862
#> 689  good   male   2     own        moderate        not_known          2753
#> 690  good   male   2     own            rich           little          3651
#> 691  good   male   2     own          little           little           975
#> 692  good female   1     own        moderate         moderate          2631
#> 693  good   male   2     own        moderate         moderate          2896
#> 694  good   male   1     own       not_known           little          4716
#> 695  good   male   2     own          little        not_known          2284
#> 696  good   male   2    rent      quite rich        not_known          1236
#> 697  good   male   2     own          little         moderate          1103
#> 698  good female   0     own          little        not_known           926
#> 699  good   male   2     own          little        not_known          1800
#> 700  good   male   3    rent          little             rich          1905
#> 701   bad female   1    rent      quite rich        not_known          1123
#> 702   bad   male   2    free          little           little          6331
#> 703  good female   2    free        moderate             rich          1377
#> 704  good   male   2     own        moderate         moderate          2503
#> 705  good female   2     own          little         moderate          2528
#> 706  good female   2    free      quite rich        not_known          5324
#> 707   bad   male   2     own        moderate         moderate          6560
#> 708   bad female   2    rent          little         moderate          2969
#> 709  good female   2     own          little         moderate          1206
#> 710  good   male   1     own          little         moderate          2118
#> 711  good   male   3     own      quite rich        not_known           629
#> 712   bad female   2    free          little           little          1198
#> 713  good   male   3     own       not_known        not_known          2476
#> 714  good   male   1     own          little           little          1138
#> 715   bad   male   3     own          little         moderate         14027
#> 716  good   male   2     own       not_known        not_known          7596
#> 717  good   male   2     own       not_known        not_known          3077
#> 718  good   male   3    free          little        not_known          1505
#> 719  good   male   2     own       not_known             rich          3148
#> 720  good   male   2     own        moderate         moderate          6148
#> 721   bad   male   3     own          little             rich          1337
#> 722   bad female   2    rent            rich         moderate           433
#> 723   bad female   1     own          little           little          1228
#> 724  good female   1     own      quite rich         moderate           790
#> 725   bad female   2    rent          little        not_known          2570
#> 726  good female   1     own            rich        not_known           250
#> 727  good   male   1     own      quite rich        not_known          1316
#> 728   bad female   2    rent          little           little          1882
#> 729   bad female   2    rent          little         moderate          6416
#> 730  good   male   2     own            rich             rich          1275
#> 731  good   male   2     own          little         moderate          6403
#> 732   bad   male   1    rent          little           little          1987
#> 733  good female   1     own          little         moderate           760
#> 734  good female   2    rent            rich        not_known          2603
#> 735  good female   2     own          little        not_known          3380
#> 736  good female   0     own       not_known         moderate          3990
#> 737   bad female   3    rent          little         moderate         11560
#> 738  good   male   1     own        moderate           little          4380
#> 739  good   male   3     own          little        not_known          6761
#> 740   bad female   1    rent        moderate         moderate          4280
#> 741  good   male   2     own        moderate           little          2325
#> 742  good   male   1     own          little         moderate          1048
#> 743  good   male   2     own       not_known        not_known          3160
#> 744  good   male   2     own      quite rich           little          2483
#> 745  good   male   3     own       not_known           little         14179
#> 746  good   male   1     own          little           little          1797
#> 747  good female   2    rent          little           little          2511
#> 748   bad female   1     own          little           little          1274
#> 749  good   male   2     own       not_known        not_known          5248
#> 750  good   male   2     own          little        not_known          3029
#> 751  good female   2     own          little           little           428
#> 752   bad female   1     own          little           little           976
#> 753  good female   1    rent        moderate         moderate           841
#> 754  good female   2     own          little        not_known          5771
#> 755   bad   male   2    free            rich        not_known          1555
#> 756   bad female   2    rent       not_known           little          1285
#> 757  good   male   0     own          little             rich          1299
#> 758   bad   male   2    free       not_known             rich          1271
#> 759  good   male   2     own          little        not_known          1393
#> 760   bad   male   2     own          little           little           691
#> 761  good female   2     own       not_known        not_known          5045
#> 762   bad female   2    rent          little           little          2124
#> 763  good   male   1     own          little           little          2214
#> 764   bad   male   3    free       not_known        not_known         12680
#> 765  good   male   2     own        moderate        not_known          2463
#> 766  good   male   1     own          little         moderate          1155
#> 767   bad   male   1     own          little           little          3108
#> 768  good female   2    rent       not_known        not_known          2901
#> 769  good   male   2    rent          little         moderate          3617
#> 770  good   male   1     own          little        not_known          1655
#> 771  good female   2    rent       not_known           little          2812
#> 772   bad female   3     own          little           little          8065
#> 773  good   male   3     own          little        not_known          3275
#> 774  good   male   2     own        moderate        not_known          2223
#> 775  good   male   0    free      quite rich             rich          1480
#> 776   bad female   2    rent       not_known           little          1371
#> 777  good   male   2     own          little        not_known          3535
#> 778  good female   2     own          little           little          3509
#> 779  good   male   3     own            rich        not_known          5711
#> 780  good female   2     own          little         moderate          3872
#> 781   bad   male   2     own          little         moderate          4933
#> 782  good   male   2     own            rich        not_known          1940
#> 783  good   male   1     own          little         moderate          1410
#> 784   bad female   1     own        moderate         moderate           836
#> 785  good   male   3     own       not_known         moderate          6468
#> 786  good   male   1     own            rich         moderate          1941
#> 787  good   male   2     own      quite rich        not_known          2675
#> 788  good   male   2     own       not_known        not_known          2751
#> 789   bad   male   2    free          little         moderate          6224
#> 790   bad   male   2     own          little           little          5998
#> 791   bad female   2     own          little         moderate          1188
#> 792  good   male   3     own       not_known        not_known          6313
#> 793  good   male   2     own       not_known        not_known          1221
#> 794  good   male   2    free          little             rich          2892
#> 795  good   male   2    rent      quite rich        not_known          3062
#> 796  good female   2    rent        moderate        not_known          2301
#> 797   bad   male   2    free       not_known           little          7511
#> 798  good female   1    rent          little        not_known          1258
#> 799  good   male   2     own       not_known        not_known           717
#> 800  good   male   0     own       not_known         moderate          1549
#> 801  good   male   2    free          little        not_known          1597
#> 802  good female   1    rent          little         moderate          1795
#> 803  good female   2     own          little           little          4272
#> 804  good   male   2     own       not_known        not_known           976
#> 805  good female   0    rent       not_known         moderate          7472
#> 806   bad   male   2     own          little           little          9271
#> 807  good   male   1     own          little         moderate           590
#> 808  good   male   2     own       not_known        not_known           930
#> 809  good   male   3    free          little         moderate          9283
#> 810   bad female   0    rent          little         moderate          1778
#> 811  good   male   2     own          little         moderate           907
#> 812  good   male   1     own          little         moderate           484
#> 813   bad   male   2     own          little           little          9629
#> 814   bad   male   2     own          little           little          3051
#> 815   bad   male   2    free          little           little          3931
#> 816  good female   2    rent          little         moderate          7432
#> 817  good   male   2     own      quite rich        not_known          1338
#> 818  good female   2    rent          little        not_known          1554
#> 819  good   male   3     own          little           little         15857
#> 820   bad   male   2     own          little           little          1345
#> 821  good   male   2     own          little        not_known          1101
#> 822  good   male   2     own          little             rich          3016
#> 823   bad   male   2     own          little           little          2712
#> 824  good   male   1     own          little           little           731
#> 825  good   male   3     own          little        not_known          3780
#> 826  good   male   2     own          little           little          1602
#> 827   bad female   2    rent          little           little          3966
#> 828   bad   male   2     own          little        not_known          4165
#> 829   bad   male   2    free       not_known           little          8335
#> 830  good   male   2    free       not_known         moderate          6681
#> 831  good   male   2     own      quite rich        not_known          2375
#> 832   bad female   2    rent          little           little          1216
#> 833   bad   male   2    rent          little           little         11816
#> 834  good female   2     own       not_known         moderate          5084
#> 835   bad female   1     own          little             rich          2327
#> 836   bad   male   2     own          little           little          1082
#> 837  good female   2     own       not_known        not_known           886
#> 838  good female   1    rent          little        not_known           601
#> 839  good   male   2     own          little           little          2957
#> 840  good   male   2     own          little        not_known          2611
#> 841   bad   male   2     own          little           little          5179
#> 842  good   male   1     own          little        not_known          2993
#> 843   bad female   2     own          little        not_known          1943
#> 844  good   male   2     own          little        not_known          1559
#> 845  good   male   2     own          little        not_known          3422
#> 846  good   male   2     own       not_known         moderate          3976
#> 847   bad   male   2    rent       not_known        not_known          6761
#> 848  good   male   2     own          little        not_known          1249
#> 849  good   male   2     own          little           little          1364
#> 850   bad   male   1     own          little           little           709
#> 851   bad   male   2    rent          little           little          2235
#> 852  good   male   2     own       not_known        not_known          4042
#> 853  good   male   2    free          little        not_known          1471
#> 854   bad   male   1    free          little           little          1442
#> 855  good   male   2     own          little        not_known         10875
#> 856  good   male   2     own        moderate        not_known          1474
#> 857  good female   2     own       not_known        not_known           894
#> 858  good   male   2    free          little        not_known          3343
#> 859   bad female   2     own          little           little          3959
#> 860  good   male   2    rent        moderate        not_known          3577
#> 861  good   male   2     own            rich        not_known          5804
#> 862   bad   male   2     own          little        not_known          2169
#> 863   bad female   2     own          little           little          2439
#> 864  good   male   1     own            rich        not_known          4526
#> 865   bad   male   1    rent          little        not_known          2210
#> 866  good female   2    rent      quite rich        not_known          2221
#> 867  good female   2     own          little           little          2389
#> 868  good   male   2     own          little        not_known          3331
#> 869  good   male   2     own       not_known        not_known          7409
#> 870  good female   2    rent          little           little           652
#> 871  good female   2     own      quite rich        not_known          7678
#> 872  good   male   2     own          little             rich          1343
#> 873  good   male   2     own        moderate           little          1382
#> 874  good female   2     own       not_known        not_known           874
#> 875  good   male   1     own          little           little          3590
#> 876  good female   2     own            rich         moderate          1322
#> 877  good   male   3    free          little           little          1940
#> 878  good   male   2     own          little        not_known          3595
#> 879   bad   male   3    free          little           little          1422
#> 880  good   male   2     own       not_known        not_known          6742
#> 881  good   male   3     own          little        not_known          7814
#> 882  good   male   2    free       not_known        not_known          9277
#> 883  good   male   2     own       not_known         moderate          2181
#> 884  good female   0     own          little        not_known          1098
#> 885   bad   male   2     own          little         moderate          4057
#> 886   bad female   2     own          little           little           795
#> 887  good   male   2     own       not_known         moderate          2825
#> 888   bad   male   2     own          little         moderate         15672
#> 889  good   male   3     own          little        not_known          6614
#> 890  good   male   2    rent       not_known        not_known          7824
#> 891  good   male   3     own          little           little          2442
#> 892  good   male   2     own          little        not_known          1829
#> 893  good   male   1     own          little           little          2171
#> 894  good   male   2     own          little         moderate          5800
#> 895  good   male   2     own       not_known        not_known          1169
#> 896  good   male   3     own       not_known        not_known          8947
#> 897  good female   3    rent          little           little          2606
#> 898  good female   2     own            rich        not_known          1592
#> 899  good female   1    rent       not_known        not_known          2186
#> 900   bad   male   2     own          little           little          4153
#> 901   bad   male   2    rent          little           little          2625
#> 902  good   male   2     own       not_known        not_known          3485
#> 903  good   male   2    free       not_known        not_known         10477
#> 904  good   male   2    rent       not_known        not_known          1386
#> 905  good   male   3     own          little        not_known          1278
#> 906  good   male   3    rent          little           little          1107
#> 907  good   male   1     own       not_known           little          3763
#> 908  good   male   2     own       not_known         moderate          3711
#> 909  good female   1     own          little        not_known          3594
#> 910  good female   1     own       not_known         moderate          3195
#> 911  good female   2     own          little        not_known          4454
#> 912   bad female   1     own          little         moderate          4736
#> 913  good female   2     own       not_known         moderate          2991
#> 914  good   male   2     own            rich        not_known          2142
#> 915   bad   male   2    rent          little           little          3161
#> 916   bad female   3     own          little         moderate         18424
#> 917  good   male   2     own        moderate        not_known          2848
#> 918   bad   male   3     own          little           little         14896
#> 919   bad   male   2     own        moderate           little          2359
#> 920   bad   male   3    rent          little           little          3345
#> 921  good female   2     own          little        not_known          1817
#> 922  good   male   3     own      quite rich        not_known         12749
#> 923   bad female   2    rent          little           little          1366
#> 924  good   male   2    rent          little         moderate          2002
#> 925   bad   male   2     own          little           little          6872
#> 926   bad   male   2     own          little           little           697
#> 927  good female   2    rent          little           little          1049
#> 928   bad   male   2    free          little           little         10297
#> 929  good   male   2     own       not_known        not_known          1867
#> 930  good   male   1     own          little           little          1344
#> 931  good   male   1     own          little           little          1747
#> 932   bad female   2     own          little         moderate          1670
#> 933  good   male   2     own          little        not_known          1224
#> 934  good   male   2     own      quite rich        not_known           522
#> 935  good female   2     own          little           little          1498
#> 936   bad   male   3     own        moderate         moderate          1919
#> 937   bad female   1     own          little             rich           745
#> 938  good   male   3    rent          little         moderate          2063
#> 939   bad   male   2    free          little         moderate          6288
#> 940  good   male   3     own       not_known        not_known          6842
#> 941  good   male   3     own       not_known        not_known          3527
#> 942  good   male   1     own          little        not_known          1546
#> 943  good   male   2     own       not_known        not_known           929
#> 944  good   male   1     own          little        not_known          1455
#> 945  good female   2    rent          little           little          1845
#> 946  good female   2     own      quite rich         moderate          8358
#> 947   bad   male   2    free      quite rich           little          3349
#> 948  good   male   3     own       not_known        not_known          2859
#> 949   bad   male   1     own          little        not_known          1533
#> 950   bad   male   2     own        moderate        not_known          3621
#> 951  good   male   0     own          little         moderate          3590
#> 952   bad   male   2     own          little           little          2145
#> 953   bad female   2    rent      quite rich         moderate          4113
#> 954   bad female   3     own          little        not_known         10974
#> 955  good female   2     own          little           little          1893
#> 956  good female   3    rent            rich           little          1231
#> 957  good   male   1     own       not_known             rich          3656
#> 958  good   male   1     own          little         moderate          1154
#> 959   bad   male   1     own          little           little          4006
#> 960  good   male   2    free        moderate         moderate          3069
#> 961  good   male   2    rent          little        not_known          1740
#> 962  good   male   2     own          little         moderate          2353
#> 963  good   male   2     own       not_known        not_known          3556
#> 964   bad   male   2     own      quite rich        not_known          2397
#> 965  good   male   1     own          little         moderate           454
#> 966  good female   2     own       not_known         moderate          1715
#> 967   bad   male   1     own      quite rich         moderate          2520
#> 968  good female   3    rent          little        not_known          3568
#> 969  good   male   2    rent       not_known        not_known          7166
#> 970  good   male   1     own          little           little          3939
#> 971  good   male   2     own        moderate         moderate          1514
#> 972  good   male   1     own          little        not_known          7393
#> 973   bad female   0    rent          little           little          1193
#> 974   bad   male   2    rent          little           little          7297
#> 975  good female   2     own          little        not_known          2831
#> 976  good female   1     own      quite rich             rich          1258
#> 977  good female   2     own          little         moderate           753
#> 978  good   male   2     own       not_known         moderate          2427
#> 979   bad   male   1     own          little        not_known          2538
#> 980   bad   male   2    rent        moderate         moderate          1264
#> 981   bad   male   2     own          little         moderate          8386
#> 982   bad   male   3    rent          little        not_known          4844
#> 983  good female   3     own        moderate             rich          2923
#> 984   bad   male   2     own          little           little          8229
#> 985  good   male   1     own          little        not_known          2028
#> 986  good female   2    rent          little           little          1433
#> 987  good   male   2     own          little             rich          6289
#> 988  good female   2     own        moderate        not_known          1409
#> 989  good   male   3    free          little           little          6579
#> 990  good   male   1     own          little         moderate          1743
#> 991  good   male   1     own       not_known        not_known          3565
#> 992  good   male   1     own        moderate        not_known          1569
#> 993  good   male   1    rent       not_known           little          1936
#> 994  good   male   3     own          little           little          3959
#> 995  good   male   2     own       not_known        not_known          2390
#> 996  good female   1     own          little        not_known          1736
#> 997  good   male   3     own          little           little          3857
#> 998  good   male   2     own          little        not_known           804
#> 999   bad   male   2    free          little           little          1845
#> 1000 good   male   2     own        moderate         moderate          4576
#>      Duration             Purpose      Age
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#> 2          48            radio/TV 24.00000
#> 3          12           education 49.50000
#> 4          42 furniture/equipment 43.00000
#> 5          24                 car 54.50000
#> 6          36           education 32.29592
#> 7          24 furniture/equipment 54.50000
#> 8          36                 car 32.29592
#> 9          12            radio/TV 60.00000
#> 10         30                 car 26.50000
#> 11         12                 car 28.50000
#> 12         48            business 26.50000
#> 13         12            radio/TV 24.00000
#> 14         24                 car 60.00000
#> 15         15                 car 31.50000
#> 16         24            radio/TV 35.50000
#> 17         24            radio/TV 54.50000
#> 18         30            business 24.18367
#> 19         24                 car 45.50000
#> 20         24            radio/TV 28.50000
#> 21          9                 car 47.50000
#> 22          6            radio/TV 41.50000
#> 23         10                 car 47.50000
#> 24         12                 car 41.50000
#> 25         10 furniture/equipment 24.50000
#> 26          6 furniture/equipment 34.00000
#> 27          6            radio/TV 37.00000
#> 28         12            radio/TV 44.00000
#> 29          7            radio/TV 31.50000
#> 30         60            business 64.50000
#> 31         18            business 34.00000
#> 32         24 furniture/equipment 26.00000
#> 33         18                 car 27.50000
#> 34         12            business 57.00000
#> 35         12 furniture/equipment 36.00000
#> 36         45            radio/TV 24.18367
#> 37         48           education 28.50000
#> 38         18            radio/TV 34.50000
#> 39         10 domestic appliances 34.50000
#> 40          9            radio/TV 24.00000
#> 41         30            radio/TV 27.50000
#> 42         12            radio/TV 24.50000
#> 43         18             repairs 41.50000
#> 44         30                 car 24.00000
#> 45         48                 car 60.00000
#> 46         11                 car 38.00000
#> 47         36            radio/TV 37.00000
#> 48          6                 car 25.50000
#> 49         11                 car 37.00000
#> 50         12            radio/TV 31.50000
#> 51         24 furniture/equipment 27.00000
#> 52         27                 car 27.50000
#> 53         12            radio/TV 24.18367
#> 54         18                 car 28.50000
#> 55         36                 car 57.00000
#> 56          6                 car 24.50000
#> 57         12            radio/TV 52.08163
#> 58         36            radio/TV 34.50000
#> 59         18                 car 25.50000
#> 60         36 furniture/equipment 25.50000
#> 61          9            business 26.00000
#> 62         15            radio/TV 49.50000
#> 63         36            business 60.00000
#> 64         48            business 24.18367
#> 65         24            radio/TV 29.50000
#> 66         27             repairs 47.50000
#> 67         12            radio/TV 32.63265
#> 68         12                 car 22.00000
#> 69         36           education 34.50000
#> 70         36            radio/TV 28.50000
#> 71         36                 car 34.00000
#> 72          7            radio/TV 44.00000
#> 73          8     vacation/others 52.08163
#> 74         42            business 43.00000
#> 75         36           education 37.50000
#> 76         12                 car 64.50000
#> 77         42            radio/TV 31.50000
#> 78         11            radio/TV 52.08163
#> 79         54                 car 37.00000
#> 80         30 furniture/equipment 22.00000
#> 81         24            radio/TV 45.50000
#> 82         15            radio/TV 45.50000
#> 83         18            business 26.50000
#> 84         24     vacation/others 60.00000
#> 85         10            radio/TV 52.08163
#> 86         12            business 32.63265
#> 87         18 furniture/equipment 30.36735
#> 88         36           education 45.50000
#> 89         18                 car 27.50000
#> 90         12             repairs 26.50000
#> 91         12            radio/TV 57.00000
#> 92         12                 car 54.50000
#> 93         12            radio/TV 36.00000
#> 94         24 furniture/equipment 19.50000
#> 95         12                 car 54.50000
#> 96         54            business 57.00000
#> 97         12           education 60.00000
#> 98         18            business 31.50000
#> 99         36            radio/TV 34.00000
#> 100        20                 car 34.00000
#> 101        24                 car 38.00000
#> 102        36            radio/TV 24.00000
#> 103         6            radio/TV 26.50000
#> 104         9 furniture/equipment 32.29592
#> 105        12                 car 24.50000
#> 106        24     vacation/others 37.00000
#> 107        18                 car 37.00000
#> 108        12                 car 29.50000
#> 109        24 furniture/equipment 34.00000
#> 110        14            business 32.29592
#> 111         6            business 28.50000
#> 112        15           education 25.50000
#> 113        18                 car 26.50000
#> 114        36                 car 28.50000
#> 115        12            radio/TV 32.29592
#> 116        48            radio/TV 45.50000
#> 117        42            radio/TV 34.00000
#> 118        10 furniture/equipment 30.36735
#> 119        33 furniture/equipment 25.50000
#> 120        12                 car 34.00000
#> 121        21            radio/TV 28.50000
#> 122        24                 car 43.00000
#> 123        12 furniture/equipment 24.00000
#> 124        10                 car 64.50000
#> 125        18 furniture/equipment 30.36735
#> 126        12                 car 27.50000
#> 127        12            radio/TV 37.50000
#> 128        12             repairs 27.50000
#> 129        12                 car 31.50000
#> 130        12                 car 32.63265
#> 131        48                 car 26.50000
#> 132        36           education 27.00000
#> 133        15 furniture/equipment 26.00000
#> 134        18 furniture/equipment 45.50000
#> 135        60            radio/TV 22.50000
#> 136        12            radio/TV 40.50000
#> 137        27                 car 26.00000
#> 138        12            radio/TV 64.50000
#> 139        15            radio/TV 32.29592
#> 140        12            radio/TV 45.50000
#> 141         6                 car 26.00000
#> 142        36            radio/TV 34.00000
#> 143        27            radio/TV 26.00000
#> 144        18 furniture/equipment 22.00000
#> 145        21 furniture/equipment 25.50000
#> 146        48            business 27.50000
#> 147         6                 car 41.50000
#> 148        12                 car 52.08163
#> 149        36 furniture/equipment 26.50000
#> 150        18            radio/TV 44.00000
#> 151         6            radio/TV 39.50000
#> 152        10            radio/TV 35.50000
#> 153        36            radio/TV 24.00000
#> 154        24                 car 32.63265
#> 155        24            business 34.00000
#> 156        12 furniture/equipment 22.00000
#> 157         9             repairs 47.50000
#> 158        12           education 43.00000
#> 159        24                 car 35.50000
#> 160         6            radio/TV 31.50000
#> 161        24            radio/TV 34.00000
#> 162        18                 car 34.00000
#> 163        15 domestic appliances 34.00000
#> 164        10                 car 75.00000
#> 165        36                 car 34.00000
#> 166         6 furniture/equipment 29.50000
#> 167        18 furniture/equipment 36.00000
#> 168        11 furniture/equipment 22.00000
#> 169        24 furniture/equipment 28.50000
#> 170        24            business 28.50000
#> 171        15                 car 30.36735
#> 172        12 furniture/equipment 29.50000
#> 173        24 furniture/equipment 37.50000
#> 174         8            radio/TV 30.36735
#> 175        21           education 24.50000
#> 176        30                 car 52.08163
#> 177        12 furniture/equipment 39.50000
#> 178         6            radio/TV 52.08163
#> 179        12            radio/TV 28.50000
#> 180        21                 car 64.50000
#> 181        36            business 26.50000
#> 182        36            business 27.50000
#> 183        21                 car 37.50000
#> 184        24 furniture/equipment 49.50000
#> 185        18                 car 34.00000
#> 186        15            radio/TV 28.50000
#> 187         9                 car 75.00000
#> 188        16                 car 75.00000
#> 189        12            radio/TV 19.50000
#> 190        18 furniture/equipment 36.00000
#> 191        24            business 54.50000
#> 192        48            business 31.50000
#> 193        27            business 34.00000
#> 194         6            radio/TV 27.00000
#> 195        45            radio/TV 21.00000
#> 196         9           education 37.50000
#> 197         6            radio/TV 31.50000
#> 198        12 furniture/equipment 30.36735
#> 199        24                 car 34.00000
#> 200        18 furniture/equipment 37.50000
#> 201         9           education 52.08163
#> 202        12                 car 26.00000
#> 203        27            business 24.50000
#> 204        12           education 21.00000
#> 205        12                 car 35.50000
#> 206        30                 car 35.50000
#> 207        12 furniture/equipment 40.50000
#> 208        12 domestic appliances 24.50000
#> 209        24            business 21.00000
#> 210        12                 car 57.00000
#> 211         9            radio/TV 30.36735
#> 212        36            radio/TV 47.50000
#> 213        27            business 49.50000
#> 214        30            business 64.50000
#> 215        36            radio/TV 52.08163
#> 216         6           education 41.50000
#> 217        18            business 28.50000
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